Etsy fee calculator: what you actually keep per sale
Etsy takes a slice in three or four places. Put your numbers in once and see the truth — including the price below which the sale loses you money.
Currency-agnostic: enter everything in the same currency. Fees are Etsy's published rates as of November 2026 and differ by country and account — check your own seller handbook.
The four charges, in the order they land
| Charge | Published rate | Charged on |
|---|---|---|
| Listing fee | US$0.20 per item, per four months | Every listing, whether or not it sells |
| Transaction fee | 6.5% | Item price plus shipping and gift wrap |
| Payment processing | 3% plus a fixed amount that varies by country | Total the buyer pays |
| Offsite Ads | 15% under $10k lifetime sales, 12% above, 4% when no ad was involved | Orders that came through an Offsite Ad |
Two things sellers get wrong
- Shipping is fee-bearing. The 6.5% applies to what the buyer pays for shipping too, so a "free shipping included" price of $25 with a $12 label can lose money on a low-cost item.
- The flat payment fee punishes cheap items. On a $6 sale the fixed part is a bigger share than on a $60 sale, which is why low-priced items quietly return nothing.
Why the per-sale answer is not the whole answer
A calculator tells you the maths for one sale. The number that decides whether your shop works is the total across every order in a month, and which items are carrying the loss. That is what Margin Guard does — you upload your orders export, and it adds up the fees, shipping, cost of goods and ad spend, and names the items losing money. Free for files up to 200 orders, no account.
The GST/HST, Expense & Mileage Tracker does the tax side of the same shop: income and expenses with the tax split, input tax credits, mileage at the CRA rate, and a quarterly summary of what you owe or get back.
GST/HST Tracker — US$19Where the break-even price comes from
Break-even is the sale value at which your profit is zero after every percentage and fixed charge. It is the number to keep in your head when you accept a lower offer or run a sale, because it is the line between a thin margin and paying to work.